At the end of the year your business maybe highly profitable but that does not necessarily mean that you have enjoyed a solid positive cash flow during that year. In fact, if you had more working capital you may have enjoyed greater discounts on the products or goods you purchased and therefore achieved greater profits!

As regular sources of funding are getting harder to find, Factoring is proving a popular alternative to meet you r monthly overheads such as suppliers, payroll and rent, etc.

In many cases you need no lengthy track record. As stated above it is the strength and creditworthiness of the business owing the funds that determines whether an Account can be established. Thus we have successfully obtained funding for startups as well as established firms.

Not at all. Because instead of you or your company contacting your customers for payment, the Factoring company becomes your collection department.

It is not really so much as a better choice but simply a flexible way to realise funds quickly when a bank will not perform. Banks often require additional collateral and will not act as collection agencies for your Accounts Receivable.

With 50 years of finance operation and numerous satisfied clients, our straightforward approach is verified by the numerous repeat business we have enjoyed.

It is critical to your ongoing success to maintain good relationships with both your clients and debtors so on that understanding and the fact that you are not the ‘bad guy’ chasing them for payment, you can call and solicit further business all the while retaining a good working relationship.

Account relationships can be established in as little as 2 to 3 business days but in complicated and high level requests, it can take a little longer. But we will let you know very soon after your application so that you know where you stand and when you should be able to expect receipt of your factored funds.

We understand the invoice finance as it is all we do. We understand each lenders capabilities and criteria. By learning about your business we will introduce you only to the lenders who are willing to assist so you are not wasting time meeting lenders who cannot meet your needs. We will also talk you through all the costs involved and explain to you which is the most competitive facility.

Pricing depends on a number of variables such as type of facility, turnover, number of active customer and the number of invoices you raise. Why not get a bespoke quotation by completing an online quotation?

In short we will certainly try. We have previously helped businesses who have been turned down by several lenders. We will speak with you and establish why you have been declined. We will then use our market knowledge to introduce a lender who has a criterion that can accommodate your unique requirements. If it can be done, we can do it.